Ed is an active Managing Partner at the Pensacola office of American Heritage Financial. He has over 30 years of financial services experience and a very deep and diversified background. He has a history with Salomon Brothers, Inc, he spent 8 years at Merrill Lynch as a Financial Advisor, and a Vice President of Consulting and Advisory Services. Ed was also a Senior Vice President of Old Mutual, one of the world's largest Insurance companies.His focus is designing holistic portfolios incorporating asset protection and significant asset class diversification. He achieves this by utilizing multiple portfolio analytic tools to select solutions that meet clients' needs and risk profiles.He recently relocated from New Jersey to Pensacola to join American Heritage Financial and looks forward to helping people work toward achieving their financial goal.