T Anderson

Registered Representative

Terry Anderson, LUTCF is an accomplished Financial Professional with American Heritage Financial and a successful Business Owner. He has an impressive 42-year career in the financial industry. Terry began his career at Prudential Insurance Company of America in 1981, where he served as a Career Agent for almost two decades, leading various roles in sales and management. Since then, Terry has been an independent agent/broker, representing multiple companies in the life insurance and financial service industry. Terry’s knowledge in the industry lies in his diverse licenses, which include Life, Health, Fixed, and Variable Annuities, in addition to a FINRA Series 6. He holds a Bachelor’s degree in Management/Business Administration from the University of West Florida and is a graduate of Pensacola Junior College. Terry’s passion for serving his clients drives him to provide tailored solutions and exceptional service. Terry has been happily married to Cathy since April 1982 and is the proud father of two children, Rachel and Terry Jr., and grandfather of three grandchildren.

AHF Wheel of Services

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circle-wills-trusts

Wills / Trust Reviews

Leaving a legacy requires discipline and preparation. We can work with you to develop a tax-efficient plan that helps provide for the people and passions you care about the most.

Tax Strategies
Tax Strategies

Tax Strategies

While most tax preparers focus solely on the current year’s taxes, we plan for the future and highlight long-term strategies (after-tax, Roth and pre-tax) that fit your situation. While we don’t give specific tax guidance or prepare taxes, we often work directly with your tax professional to identify ideas that could make a meaningful impact now and in the future.

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investments-icon

Investments

Once you reach life’s distribution phase — those long-awaited retirement years — it’s imperative to identify investments and strategies that align with your goals, risk tolerance and income needs. We can walk you through options to help ensure you never need to worry about running out of money.

Social Security
Social Security

Social Security

The question isn’t when can you begin taking your Social Security benefit (between 62 and 70); it’s when should you. We will detail many factors and considerations that go into Social Security optimization and help you determine ways to potentially increase your lifetime benefits.

Medicare
Medicare

Medicare

Let’s face it, Medicare can be confusing. But it doesn’t need to be. We can answer your questions and cut through the noise, making sure you have suitable medical and prescription drug coverage and clearly explaining options for covering the 20% of medical expenses that Medicare doesn’t cover.

401k Pension
401k Pension

401k / Pension

Understanding how your retirement program works is the first step toward reaching your goals. We can help you evaluate pension settlement options, make wise investment choices related to 401(k) or 403(b) plans and explain how your wealth is growing so you can have confidence your future is secure.

Workplace Benefits
Workplace Benefits

Workplace Benefits/Business Owner Solutions

If you’re a business owner struggling to recruit or retain key employees and provide attractive benefits, or if you’re contemplating a business transition, we can work with you to build a strong incentive plan and increase value. We create innovative solutions to help protect your business, your employees
and your lifestyle.

Long Term Care Options
Long Term Care Options

Long-Term Care Options

Preservation. That’s what long-term care is all about — shielding you and those you cherish from the unknown. We can assist in devising a long-term care strategy to give you confidence that, no matter what the future holds, your loved ones will be taken care of and your assets will remain intact.

Insurance Programs
Insurance Programs

Insurance Programs

The features of insurance policies can vary widely, meaning it’s essential to understand what your policy covers, who your named beneficiaries are, what limits you have and what triggers a loss. We can help you analyze and (if needed) adjust your plans to help eliminate surprises and ensure your needs are covered both now and in the future.

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If You’re Ready to Have a Conversation, We’re Ready to Help

Contact us today to learn how we have helped hundreds of individuals and families find the financial independence they sought by delivering services and products tailored to their distinct needs, goals and circumstances.

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